Which ones affect you? 

• My income is too low compared to the high cost of housing
  
  
• I have too much debt, credit problems
  
  
• I don’t have the money for a down payment
  
  
• I don’t know where to get accurate and reliable information
  
  
• It feels hopeless – I can’t imagine ever becoming a homeowner
  
  
• The Hawai’i HomeOwnership Center offers services to all interested home buyers in Hawai’i.
  
  

At the Center, we will provide you with all the information and services you need to become a homeowner – all in one place.

You will attend a free, one-hour orientation session to get information on what it takes to become a homeowner.

The orientation class will give you an introduction to home ownership, and describe how our services help our clients.

Our clients have purchased single-family, multi-family, condominium and townhouse units. Families planning to build a home can also use our services.

• Home buyer education
  
  
• One-on-one counseling
  
  
• Financial literacy training
  
  
• Referrals to professional services (realtors, lenders, insurance)
  
  
• Post-purchase workshops & counseling
  
  

The one-hour home buyer orientation session is free to all interested home buyers.

If you are interested in taking the next step, you will be asked to fill out an application form, submit the additional documentation, and pay the $100 lifetime membership fee (payment plans are available). $50 will be refunded to you when you become a homeowner! All classes and one-on-one counseling are included at no additional charge.

How can you sign up for the free home buyer education orientation?
To enroll, call 523-9500 (Oahu) or 877-523-9503 (toll free) today. Sessions are held at convenient times and locations. We’ll find a time that works for you! Our on-line orientation available through this website can also be "counted" towards orientation attendance.

Our mission: The Hawai’i HomeOwnership Center will provide education, information and support to create successful first-time homeowners in Hawai’i. By addressing barriers and increasing rates of home ownership, the HomeOwnership Center aims to build stronger families and communities throughout the state of Hawai’i.

Our vision is to substantially increase the number of successful homeowners by reaching out to low- and moderate-income families who never believed they would become homeowners. However, our services are available to anyone regardless of their income.